Some car insurance is extremely overpriced. Now, in today’s day, who can afford to spend two hundred dollars every month for car insurance? Answer is nobody. Though finding good insurance seems hopeless, it’s not. There is cheap insurance out there; the only problem is it’s buried under all the television ads and all the computer pop-ups. Behind all of this lies the affordable car insurance. I know you’re probably sitting there saying, “No, I’ve looked as hard as I can and I have found nothing”. I know times are tough but it’s possible.
Though most companies make you pay a large sum of money, companies such as Esurance and Progressive are keeping their prices at a reasonable rate. Some companies offer accident forgiveness such as state farm. The longer you go without an accident, the more money you get off of your insurance. Same with a company I’ve just recently found, Nationwide offers a discount to any driver that goes five years without any accidents.
Also, for students, a discount is given for doing well in school. Basically anything you do that shows you are a responsible, adult, you receive benefits from it. There are courses that can be completed in order o receive another discount on your insurance. These courses are called Accident Prevention classes.
Some larger vehicles receive discounted insurance because of their safety features. You’re more likely to be safer in an SUV than in something as small as a Smart Car. So also consider that while searching for insurance or even your car. Start as early as that, buy a bigger car with more safety features. Referring back to State Farm, some companies offer discounts for watching a video and filling out driving records. For example, you watch a video containing three people whose lives were changed because of car accidents. You then proceed to fill out a paper of your driving times and the conditions you drove in. Following this you should be set to get your discount.
No matter which way you decide to go in choosing your car insurance, make sure it is within your price range and best suits you and your family members. If you need insurance for more than one person search for a company that allows for a discount if more than one driver signs up. Enjoy your cars, and always remember, stay safe out there. The world’s a dangerous place.